November 2008 Blog Posts (50)

AARP Finance - Is it worth borrowing money from your 401(k) fund. Generally you need to keep the money in the plan until you reach age 59 ½. Withdraw any of it before then and you'll be hit with a bruising 10% early withdrawal penalty, on top of the regular income tax that is due on withdrawals from contribution plans.

There are exceptions that AARP members might consider. The IRS waives the 10% penalty for certain "hardship" withdrawals. Each plan's rules vary (check…

Many people are searching for quick and effective weight loss. They want to drop countless pounds in a matter of a week and they want to keep it off permanently. Well, quick weight loss is a very challenging process and it requires just the right type of motivation. don't expect too much at once; that is why the most important thing is setting realistic goals. Given that each pound of fat equals 3,500 calories, you need to be realistic about how many calories you can burn in…

AARP Finance - The USA economy is in chaos as more and more workers are being laid off, unemployment will probably rise to 8%. so what does this all mean to AARP members who are seeking way of earning extra money to cover their living costs.

>AARP members will find it very difficult to get part time or full time jobs as completion for work will increase. Labour Department data showed that the number of people requiring unemployment benefits for more than a week is…

Obesity or excessive weight is not just a threat to the physical beauty of a person- rather it is a threat to one’s health. Obesity can lead to diseases which may bear mortal threat to a person. Today, with advancements of medical technologies it is true that there have been hundreds of ways claiming themselves unbeatable as weight losing weapon, yet all the researchers believe in one ground fact that- the best way of weight loss is by changing eating behaviour. Now for changing…

AARP Finance - NEW YORK (CNNMoney) -- The Bush administration on Tuesday unveiled a new program to modify mortgages and stabilize the battered real estate market, but the plan stops short of providing direct government financial help to at-risk homeowners.

The plan centres on Fannie Mae and Freddie Mac, which between them own or back about 31 million mortgages worth a combined $5 trillion and were the root cause of the financial situation. The federal government took over the…

The Grapefruit Diet is a fast and painless way weight loss diet. Known in the 1930s as the Hollywood Diet, the Grapefruit Diet has been called a fad diet by many. However, a study in 2004 by Dr Ken Fuijioka and the Nutrition and Metabolic Research centre at Scripps Clinic found that there was a strong correlation between the consumption of grapefruit at every meal and weight loss. This has propelled the popularity of the…

Why are so many AARP members in dept?

We need to look back to 2006 when the property market began to decline and many people who had gambled on rising prices to pay off mortgages suddenly found themselves exposed. The banks had actively encouraged people to borrow more than they could repay, which is the reason so many banks have now failed.

The loss of faith in the banking sector spread quickly to the stock market this year and suddenly AARP members found their retirement…

CoCo is pumped up about Super Sublingual vitamin B-12 an especially good candidate for Sublingual vitamin B-12 because she had gastric bypass surgery in the past to deal with morbid obesity. As a result, it was difficult for her body to absorb adequate amounts of Vitamin B-12 and other vitamins and minerals.

Ever since then, CoCo continued along happily with Sublingual Vitamin B-12, but now she is an enthusiastic believer in the new Super Sublingual…

AARP Finance - Why Enrol in a 401(k) Plan

Your 401(k) plan enables you to automatically take advantage of tax-deferred growth. With gradual elimination of most defined-benefit pension plans and great uncertainty around Social Security, saving for retirement on your own is increasingly critical.

How to Enrol in a 401(k) Plan

Although some companies automatically enrol employees in their 401(k) plans, you may need to complete a simple form to participate in your plan.…

Why are we so fat ?

Due to development in the field of science, we have simplified our day-to-day work with the help of machines. The victim here is our health. Energy spent is less as we can do strenuous tasks by just pressing the button. But we never tried to reduce the intake. This results in excess energy intake. This excess energy is stored in the body in the form of fat. Hence our weight increases so also the susceptibility to various life threatening ailments. If you want…

AARP Finance news is pretty gloomy these days sales figures are falling as the credit crunch hits customers pockets. Unemployment is increasing as companies start laying off staff and with thanksgiving and Christmas just around the corner it going to be a bleak time.

Just how AARP members will fare its hard to predict already some are cutting subscriptions for cable TV and phone services and switching to the Internet for free entertainment and communication.

The Internet…

There were two keys to successful weight loss . The first is to find weight loss information that actually works, not the politically correct feel-good pap that’s printed all over the mainstream media.

But information is only good if one applies it. That is the second key; discipline. After a lifetime of bad eating habits and sedentary living, it requires discipline to transform into a healthy lifestyle. Discipline to refrain from eating junk food and pick healthy choices…

AARP Finance - The 401(k) retirement saving plans used by AARP members was formed 30 years ago and until recently was showing good returns for AARP member who could afford to invest in them.

Many AARP members benefited from match contributions from their employers, but a growing number of companies are now reducing or abandoning matching contributions, which will have a disastrous consequences for those AARP…

Most diet and weight loss programs have a depressingly high failure rate, with people either never reaching their weight goals or reaching them and regaining all the weight they lost (and sometimes more) in about one year.

So let’s examine the downside of dieting.

What Is An Unhealthy Weight Loss Program?

• Any weight loss program that is not nutritionally sound;
• One that works…

AARP Finance - The Bank of England today announced its single largest interest rate drop since 1981. The reduction of 1.5% was welcomed by the trade unions, Confederation of small businesses and the House builders Council.

Lloyds TSB announced that it will pass on the full amount of the rate cut from 1 December. Other banks are set to follow suit. This follows rate cuts

in USA, Japan and Australia. It is also likely that other central banks will

announce reductions in…

Weight loss pills have become popular in the past several years. There are two basic types of diet pills or weight loss pills - ‘prescription’ and ‘non-prescription’ pills.

Prescription Pills :

Prescription weight loss pills are treated like drugs. They require FDA approval and are closely regulated. Some examples of this type of weight loss pills are Xenical (Orlistat), Meridia (Sibutramine) and Phentermine/ Fentermine. To prove their effectiveness in…

TriVita Sublingual B-12 contains three essential vitamins, B12, B6 and Folic acid, so what are they and what do they do?

Vitamin B12 (Cobalamin) Vitamin B12 is the only vitamin that contains cobalt, a trace mineral. It is essential for the normal functioning of all body cells, especially those of bone marrow, gastrointestinal tract and nervous system. B12 is necessary for the formation of red blood…

Many AARP members like others around the world are in financial difficulties as a result of borrowing more than they can afford to pay back. I can remember the days day when the maximum you could borrow for housing finance was 2.5 times the amount of you income, and to be honest that worked for me.

The problem now for the likes of AARP members is that that a town house in the 70's cost around $20,000 but is now valued at at $ 2 million and there is now way wages could…